Main Article Content
We propose that smartphone applications with technology combine the market of lecture transportation when public passenger transportation must benefit from coupons on the market. The existence of several strategies based on the online application provided makes users still a little interested in that. The survey methodology is also used to collect data from customers by stratified random sampling between two different groups (users and non-users). This discovery highlights the importance of ease of use and usability in developing attitudes.
 B Nicoletti.(2017)The Future of Fintech. Journal of Financial services and Fintech, DOI 10.1007/978-3-319-51415-4_2
 arbitrage, and the Risk. Journal of Financial Economics, Vol. 130, no. 3, pages 453-483
 I Micu, A Micu (2016) Financial Technology and its implementation. Journal of Sea-Pratical Application of Science, issues no. 11, pages 379-384
 P, Ian (2016) The Rise of Fintech opprtunities and challenges. Journal of Financial Servisces Industry, JASSA, no. 3 2016: 15-21
 L Seong Hoon. L Dong-Wo (2015) Fintech- Conversation of finance industry . Journal of Korea Convergence Society Vol.6, no. 3, pages. 97-102, 2233-4890(pISSN)
 I Lee, Y Jae Shin (2018) Fintech : ecosystem, business models, investments decision and challenge. Journal of Business Horizon,Vol. 61, no. 1, pages. 35-46chist.
 A Yoris, J Robert (2008) The economics of mobile payment: Understanding stakeholder issues for an emerging financial technology application. Journal of Electronic Commerce Research and Application, Vol. 7, no. 2, pages. 141-164.
 E Young. (2015) Mobile easy Payment Services in the fintech Era. Journal of Informatization Policy, Vol. 22, no. 4, pagess. 22-24, 1598-3498(pISSN).
 A.V Ryabova. (2015) Emerging Fintech Market: types and features of new financial technologies. Journal of Economics and Social sciences, ISSN 2312-2978.
 R.PettyandJ. T.Cacioppo, Communication and Persuasion: Central
and Peripheral Routes to Attitude Change, Springer-Verlag, 1986.
 F. D.Davis, Perceived Usefulness, Perceived Ease of Use, and User Acceptance ofInformation Technology, MIS quarterly, vol.13, no.3, pp.319-340, 1989.
 P. G.Schierz,O. Schilke, andB. W.Wirtz, Understanding Consume Acceptance of Mobile Payment Services: An Empirical Analysis, Electronic Commerce Research and Applications, vol.9, no.3, pp.209-216, 2010.
 Y. J.Joo,A. K. Chung, and Y. J.Jung, An Analysis of the Impact of Cyber University Students ‘Mobile Self-efficacy, Mobility on Intention to Use in Mobile Learning Service Linked to E-learning, Journal of Korean Association of Computer Education, vol.18, no.1, pp.55-68, 2015.
 Y. S.Foon,andB. C. Y.Fah, Internet Banking Adoption in Kuala Lumpur:An Application of UTAUT Model, International Journal of Business and Management, vol. 6, no. 4, pp. 161,2011.
 C.VanSlyke, J.T.Shim, R.Johnson, and J.Jiang, Concern for Information Privacy and Online Consumer Purchasing, Journal of the Association for Information Systems, vol.7, no.1, pp.415-444, 2006.
 A Bandura, Self-Efficacy: The Exercise of Control. New,York: W. H. Freeman,1997.
 D Chaffey. Fifth edition 2011. E-business & E-commerce management-strategy, implementation and Practice. Cited: 20.09.2017.
 R Herman, 1987. Urban network-wide traffic variables and their relations. Transportation Science, 21, 1, 1--16.
 W Robertson. and W. J.Phillips. 2004. In Proceedings of International Workshop on Wireless Ad-Hoc Networks 2004.IEEE,Oulu,Finland.