Menentukan Prediksi Kredit Nasabah Menggunakan Metode Analytical Hierarchy Prosess (AHP) pada PD BPR Kerta Raharja

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Afrilia Astari
Harco Leslie Hendric Spits Warnars
https://orcid.org/0000-0002-5942-417X

Abstract

Teknologi saat ini semakin maju serta berkembang pesat dan kebutuhan akan informasi semakin meningkat bukan hanya pada perusahaan tetapi pada instansi perbankan juga demikian. Maka dari itu dibutuhkan sistem informasi untuk membantu kinerja pegawai dalam mengelola data dengan efektif dan efisien. Salah satunya dalam kegiatan penentuan prediksi kredit yang ada pada PD BPR Kerta Raharja yang  sekarang masih menggunakan system prediksi manual dalam penentuan kelayakan dan belum terkomputerisasi dengan baik. Dalam hal ini pengunaan Sistem Penentuan Prediksi  sangatlah dibutuhkan dalam menentukan prediksi kelayakan pemberian pinjaman kredit. Diperlukan menggunakan metode yang bias bahkan mampu mendukung dalam menentukan prediksi kredit nasabah dengan lebih efektif. Yakni dengan menggunakan sebuah metode Analytical Hierarchy Process (AHP) karena metode ini dapat melakukan kriteria majemuk secara detail dengan suatu kerangka berfikir dan perhitungan suatu kriteria bobot yang komprehensif. Dengan membandingkan sub-kriteria terbagi dalam kategori : baik, cukup baik dan kurang dalam menentukan prediksi kredit. Penelitian ini kami lakukan dengan metode observasi, wawancara dan studi pustaka serta menggunakan Unified Modelling Language (UML) dalam menggambarkan prosedur diagram sistem yang berjalan. Hasil dari penelitian kami dengan menerapkan sistem baru pada PD BPR Kerta Raharja, dan menjadikan proses menentukan prediksi kredit nasabah menjadi lebih efektif serta akurat.


                                                                                                

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How to Cite
Astari, A., & Warnars, H. L. H. S. (2020). Menentukan Prediksi Kredit Nasabah Menggunakan Metode Analytical Hierarchy Prosess (AHP) pada PD BPR Kerta Raharja. PETIR: Jurnal Pengkajian Dan Penerapan Teknik Informatika, 13(1), 58 - 71. https://doi.org/10.33322/petir.v13i1.870
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Author Biography

Harco Leslie Hendric Spits Warnars, Bina Nusantara

Harco Leslie Hendric Spits Warnars is Head of Concentration of Information Systems at Doctor of Computer Science (DCS) Bina Nusantara university (http://dcs.binus.ac.id). He has Bachelor degree in Computer Science in Information Systems field from STMIK Budi Luhur (http://fti.budiluhur.ac.id/id/), Jakarta Selatan, Indonesia with title S.Kom (Sarjana Komputer) between 1991-1995 with bachelor thesis topic about information systems. Between 2004-2006 he continued his Master degree in Computer Science with major field Information Technology in University Indonesia, Indonesia with degree title M.T.I. (Magister Teknologi Informasi) (http://mti.cs.ui.ac.id/indonesia/?mod=content&type=home) with master thesis topic about Datawarehouse. His PhD Computer Science was done in The Manchester Metropolitan University, Manchester, United Kingdom (http://www2.mmu.ac.uk/science-engineering/), with Phd Thesis topic about Data Mining between 2008-2012.

He has been teaching computer science subjects since 1995. He has Indonesian national lecturer degree Lektor Kepala (550) since 2007 which recognized as Associate Professor. He had awarded some research grants such as : Program of research incentive of national innovation system (SINAS) from Ministry of Research, Technology and Higher Education of the Republic of Indonesia and Incentives article in the International Journal from directorate of research and community service, Ministry of Research, Technology and Higher Education of the Republic of Indonesia.

He is member of some professional membership such as IEEE (Institute of Electrical and Electronics Engineers) since 2011, member number : 92305834, (www.IEEE.org), SDIWC ( The Society of Digital Information and Wireless Communication) member ID:3518 since March 2014, (www.SDIWC.net), IAENG (International Association of Engineers) member number: 140849 since April 2014, (www.IAENG.org), IACSIT (International Association of Computer Science and Information Technology) senior member since jan 2014, (www.IACSIT.org), INSTICC (the Institute for Systems and Technologies of Information, Control and Communication) member number 5279 since June 2014, (http://www.insticc.org/myINSTICC/). He is active as reviewer/program committee for some International journal or conferences and active as general chair, program chair, general committee for some international conferences, active as advisory and editorial board for 6 journals. His research publications can be reached at https://www.researchgate.net/profile/Harco_Leslie_Hendric_Spits_Warnars2

or https://scholar.google.co.id/citations?user=pplO3mEAAAAJ&hl=id

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